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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,880 | $183,592-55.4% | $155,574-47.4% | $145,877-43.9% |
| Participation rate | 91.7% | 82.7%+9.0pp | 78.2%+13.5pp | 80.3%+11.4pp |
| Annual return | 10.50% | 61.37%-50.9pp | 64.87%-54.4pp | 551.28%-540.8pp |
| Employer contribution / active EE | $2,690 | $5,317-49.4% | $4,676-42.5% | $4,663-42.3% |
| Participant deferral / active EE | $7,450 | $6,466+15.2% | $5,629+32.3% | $6,691+11.4% |
| Admin fee / account holder | $10,545 | $19,316-45.4% | $15,914-33.7% | $13,402-21.3% |