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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,157 | $175,231-53.7% | $149,696-45.8% | $139,466-41.8% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 17.91% | 166.77%-148.9pp | 134.46%-116.5pp | 373.66%-355.8pp |
| Employer contribution / active EE | $2,701 | $5,478-50.7% | $4,821-44.0% | $4,754-43.2% |
| Participant deferral / active EE | $7,378 | $6,521+13.1% | $5,682+29.8% | $6,712+9.9% |
| Admin fee / account holder | $7,993 | $16,155-50.5% | $13,212-39.5% | $11,409-29.9% |