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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,061 | $209,422-70.4% | $178,503-65.2% | $158,982-61.0% |
| Participation rate | 92.9% | 86.4%+6.5pp | 81.9%+10.9pp | 82.0%+10.9pp |
| Annual return | 11.29% | 188.81%-177.5pp | 151.12%-139.8pp | 302.99%-291.7pp |
| Employer contribution / active EE | $2,734 | $5,707-52.1% | $5,011-45.4% | $4,763-42.6% |
| Participant deferral / active EE | $5,849 | $5,955-1.8% | $5,202+12.4% | $5,983-2.2% |
| Admin fee / account holder | $665 | $17,079-96.1% | $13,987-95.2% | $11,252-94.1% |