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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,880 | $183,539-55.4% | $155,556-47.4% | $145,897-43.9% |
| Participation rate | 91.7% | 82.7%+9.0pp | 78.2%+13.4pp | 80.3%+11.4pp |
| Annual return | 10.50% | 61.31%-50.8pp | 64.84%-54.3pp | 552.29%-541.8pp |
| Employer contribution / active EE | $2,690 | $5,315-49.4% | $4,675-42.5% | $4,663-42.3% |
| Participant deferral / active EE | $7,450 | $6,467+15.2% | $5,631+32.3% | $6,689+11.4% |
| Admin fee / account holder | $10,545 | $19,275-45.3% | $15,885-33.6% | $13,390-21.2% |