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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,624 | $109,863-92.2% | $98,477-91.2% | $167,518-94.9% |
| Participation rate | 83.3% | 75.8%+7.5pp | 73.3%+10.0pp | 82.1%+1.2pp |
| Annual return | 22.48% | 1958.09%-1935.6pp | 1493.59%-1471.1pp | 478.71%-456.2pp |
| Employer contribution / active EE | $2,845 | $3,225-11.8% | $2,961-3.9% | $4,838-41.2% |
| Participant deferral / active EE | $10,022 | $4,673+114.5% | $4,276+134.4% | $6,342+58.0% |
| Admin fee / account holder | $1,481 | $6,755-78.1% | $5,951-75.1% | $12,312-88.0% |