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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,787 | $100,895-95.3% | $90,430-94.7% | $158,950-97.0% |
| Participation rate | 78.9% | 75.0%+3.9pp | 72.7%+6.3pp | 82.0%-3.0pp |
| Annual return | 20.95% | 1725.54%-1704.6pp | 1293.73%-1272.8pp | 302.91%-282.0pp |
| Employer contribution / active EE | $938 | $3,689-74.6% | $3,262-71.3% | $4,762-80.3% |
| Participant deferral / active EE | $3,983 | $4,347-8.4% | $3,963+0.5% | $5,983-33.4% |
| Admin fee / account holder | $965 | $6,505-85.2% | $5,613-82.8% | $11,248-91.4% |