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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,641 | $54,355-82.3% | $82,744-88.3% | $68,486-85.9% |
| Participation rate | 48.1% | 63.9%-15.8pp | 72.6%-24.4pp | 67.9%-19.7pp |
| Annual return | -17.02% | -13.67%-3.3pp | 702.22%-719.2pp | -7.85%-9.2pp |
| Employer contribution / active EE | $1,557 | $2,219-29.8% | $3,008-48.2% | $2,597-40.0% |
| Participant deferral / active EE | $3,530 | $3,246+8.7% | $4,395-19.7% | $4,028-12.4% |
| Admin fee / account holder | $477 | $4,397-89.1% | $5,325-91.0% | $5,404-91.2% |