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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,536 | $57,073+2.6% | $85,126-31.2% | $80,925-27.7% |
| Participation rate | 57.5% | 56.4%+1.1pp | 67.5%-10.0pp | 67.7%-10.2pp |
| Annual return | 18.99% | 21.69%-2.7pp | 66.63%-47.6pp | 35.65%-16.7pp |
| Employer contribution / active EE | $2,153 | $1,801+19.6% | $2,731-21.2% | $2,756-21.9% |
| Participant deferral / active EE | $5,107 | $3,113+64.1% | $4,523+12.9% | $4,299+18.8% |
| Admin fee / account holder | $5,743 | $4,988+15.1% | $6,160-6.8% | $6,940-17.3% |