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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,325 | $45,872-36.1% | $77,081-62.0% | $68,495-57.2% |
| Participation rate | 58.3% | 55.9%+2.4pp | 67.9%-9.6pp | 67.9%-9.6pp |
| Annual return | 0.00% | 1.73%-1.7pp | 42.33%-42.3pp | -7.84%+7.8pp |
| Employer contribution / active EE | $2,491 | $1,650+51.0% | $2,813-11.5% | $2,596-4.1% |
| Participant deferral / active EE | $4,408 | $2,963+48.8% | $4,428-0.4% | $4,028+9.5% |
| Admin fee / account holder | $2,121 | $3,041-30.2% | $5,427-60.9% | $5,403-60.7% |