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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,562 | $85,766-66.7% | $136,298-79.0% | $70,126-59.3% |
| Participation rate | 63.6% | 74.2%-10.5pp | 81.9%-18.3pp | 69.5%-5.9pp |
| Annual return | 18.30% | 31.46%-13.2pp | 5156.27%-5138.0pp | 73.15%-54.9pp |
| Employer contribution / active EE | $1,492 | $2,966-49.7% | $4,696-68.2% | $2,343-36.3% |
| Participant deferral / active EE | $4,347 | $5,051-14.0% | $6,247-30.4% | $3,332+30.5% |
| Admin fee / account holder | $3,460 | $5,421-36.2% | $9,244-62.6% | $4,645-25.5% |