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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,937 | $127,387-89.1% | $115,038-87.9% | $125,389-88.9% |
| Participation rate | 91.7% | 84.2%+7.5pp | 81.4%+10.3pp | 83.2%+8.5pp |
| Annual return | 34.94% | 31.28%+3.7pp | 26.14%+8.8pp | 282.24%-247.3pp |
| Employer contribution / active EE | $2,148 | $5,166-58.4% | $4,608-53.4% | $4,866-55.9% |
| Participant deferral / active EE | $5,719 | $6,423-11.0% | $6,026-5.1% | $5,352+6.9% |
| Admin fee / account holder | $3,062 | $9,516-67.8% | $8,175-62.5% | $9,541-67.9% |