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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,518 | $76,551-74.5% | $123,894-84.2% | $62,881-69.0% |
| Participation rate | 83.3% | 73.0%+10.4pp | 81.4%+1.9pp | 69.3%+14.0pp |
| Annual return | 10.90% | 18.68%-7.8pp | 47.52%-36.6pp | 20.14%-9.2pp |
| Employer contribution / active EE | $1,705 | $2,882-40.9% | $4,617-63.1% | $2,281-25.3% |
| Participant deferral / active EE | $4,853 | $4,840+0.3% | $5,984-18.9% | $3,203+51.5% |
| Admin fee / account holder | $1,432 | $4,826-70.3% | $8,357-82.9% | $4,296-66.7% |