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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,629 | $88,672-65.5% | $105,223-70.9% | $82,448-62.9% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 22.79% | 30.86%-8.1pp | 180.65%-157.9pp | 41.64%-18.8pp |
| Employer contribution / active EE | $2,845 | $3,048-6.6% | $3,689-22.9% | $2,551+11.5% |
| Participant deferral / active EE | $2,954 | $4,036-26.8% | $5,072-41.8% | $4,139-28.6% |
| Admin fee / account holder | $606 | $7,146-91.5% | $8,859-93.2% | $7,234-91.6% |