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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,629 | $89,259-65.7% | $107,187-71.4% | $82,637-62.9% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 22.79% | 21.02%+1.8pp | 204.55%-181.8pp | 53.51%-30.7pp |
| Employer contribution / active EE | $2,845 | $3,080-7.6% | $3,782-24.8% | $2,552+11.5% |
| Participant deferral / active EE | $2,954 | $4,037-26.8% | $5,096-42.0% | $4,126-28.4% |
| Admin fee / account holder | $606 | $7,381-91.8% | $9,162-93.4% | $7,339-91.7% |