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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,117 | $29,716+253.7% | $56,077+87.4% | $80,925+29.9% |
| Participation rate | 100.0% | 41.7%+58.3pp | 52.5%+47.5pp | 67.7%+32.3pp |
| Annual return | 12.59% | 35.30%-22.7pp | 1709.28%-1696.7pp | 35.65%-23.1pp |
| Employer contribution / active EE | $2,504 | $671+273.1% | $1,040+140.7% | $2,756-9.2% |
| Participant deferral / active EE | $6,514 | $1,228+430.3% | $1,954+233.4% | $4,299+51.5% |
| Admin fee / account holder | $2,676 | $2,432+10.1% | $2,825-5.3% | $6,940-61.4% |