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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,986 | $39,028+33.2% | $80,741-35.6% | $85,847-39.4% |
| Participation rate | 96.2% | 41.6%+54.6pp | 54.2%+42.0pp | 69.3%+26.8pp |
| Annual return | 15.44% | 26.31%-10.9pp | 87.30%-71.9pp | 318.61%-303.2pp |
| Employer contribution / active EE | $1,154 | $722+59.8% | $1,160-0.5% | $2,565-55.0% |
| Participant deferral / active EE | $3,484 | $1,326+162.7% | $2,145+62.4% | $3,952-11.9% |
| Admin fee / account holder | $690 | $2,429-71.6% | $3,380-79.6% | $6,261-89.0% |