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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,643 | $108,226-41.2% | $77,513-17.9% | $158,950-60.0% |
| Participation rate | 100.0% | 64.4%+35.6pp | 54.2%+45.8pp | 82.0%+18.0pp |
| Annual return | 17.36% | 31.67%-14.3pp | 54.81%-37.4pp | 302.91%-285.5pp |
| Employer contribution / active EE | $0 | $1,325-100.0% | $987-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $3,573 | $2,456+45.5% | $1,861+92.0% | $5,983-40.3% |
| Admin fee / account holder | $3,563 | $3,710-3.9% | $2,859+24.6% | $11,248-68.3% |