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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,893 | $108,685-61.5% | $74,719-43.9% | $152,885-72.6% |
| Participation rate | 100.0% | 65.3%+34.7pp | 54.5%+45.5pp | 82.5%+17.5pp |
| Annual return | 20.40% | 114.09%-93.7pp | 753.05%-732.6pp | 345.39%-325.0pp |
| Employer contribution / active EE | $1,875 | $1,504+24.7% | $1,084+73.0% | $4,763-60.6% |
| Participant deferral / active EE | $4,967 | $2,712+83.1% | $1,963+153.0% | $5,851-15.1% |
| Admin fee / account holder | $1,919 | $4,905-60.9% | $3,334-42.4% | $11,598-83.5% |