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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,916 | $76,551+13.5% | $123,894-29.8% | $62,881+38.2% |
| Participation rate | 92.1% | 73.0%+19.1pp | 81.4%+10.7pp | 69.3%+22.8pp |
| Annual return | 10.11% | 18.68%-8.6pp | 47.52%-37.4pp | 20.14%-10.0pp |
| Employer contribution / active EE | $7,506 | $2,882+160.4% | $4,617+62.6% | $2,281+229.1% |
| Participant deferral / active EE | $9,883 | $4,840+104.2% | $5,984+65.2% | $3,203+208.6% |
| Admin fee / account holder | $406 | $4,826-91.6% | $8,357-95.1% | $4,296-90.5% |