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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,912 | $82,678+122.4% | $125,391+46.7% | $68,490+168.5% |
| Participation rate | 92.6% | 75.1%+17.5pp | 82.4%+10.2pp | 67.9%+24.7pp |
| Annual return | -19.58% | -5.97%-13.6pp | 572.41%-592.0pp | -7.85%-11.7pp |
| Employer contribution / active EE | $11,979 | $3,382+254.2% | $4,816+148.8% | $2,597+361.3% |
| Participant deferral / active EE | $12,852 | $6,111+110.3% | $7,448+72.5% | $4,028+219.1% |
| Admin fee / account holder | $11,762 | $6,277+87.4% | $10,009+17.5% | $5,403+117.7% |