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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,879 | $102,429+147.9% | $147,096+72.6% | $80,925+213.7% |
| Participation rate | 93.3% | 75.9%+17.5pp | 82.2%+11.2pp | 67.7%+25.7pp |
| Annual return | 17.26% | 135.02%-117.8pp | 419.75%-402.5pp | 35.65%-18.4pp |
| Employer contribution / active EE | $12,865 | $3,716+246.2% | $4,936+160.6% | $2,756+366.7% |
| Participant deferral / active EE | $14,264 | $6,649+114.6% | $8,071+76.7% | $4,299+231.8% |
| Admin fee / account holder | $30,217 | $7,957+279.8% | $13,005+132.3% | $6,940+335.4% |