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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $1,028 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,882 | $79,694-12.3% | $96,171-27.3% | $79,391-12.0% |
| Participation rate | 62.5% | 54.0%+8.5pp | 68.4%-5.9pp | 70.7%-8.2pp |
| Annual return | 14.12% | 40.84%-26.7pp | 192.04%-177.9pp | 116.88%-102.8pp |
| Employer contribution / active EE | $1,811 | $1,443+25.5% | $2,799-35.3% | $2,428-25.4% |
| Participant deferral / active EE | $7,214 | $2,539+184.2% | $4,350+65.8% | $4,046+78.3% |
| Admin fee / account holder | $434 | $630-31.2% | $5,538-92.2% | $627-30.8% |