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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,777 | $104,953+70.3% | $84,637+111.2% | $152,909+16.9% |
| Participation rate | 93.3% | 74.8%+18.5pp | 68.2%+25.1pp | 82.5%+10.9pp |
| Annual return | 20.20% | 373.94%-353.7pp | 258.82%-238.6pp | 345.46%-325.3pp |
| Employer contribution / active EE | $3,281 | $3,304-0.7% | $2,653+23.7% | $4,764-31.1% |
| Participant deferral / active EE | $11,998 | $4,691+155.8% | $3,900+207.6% | $5,851+105.1% |
| Admin fee / account holder | $9,040 | $6,244+44.8% | $4,914+84.0% | $11,601-22.1% |