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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,791 | $175,231-15.7% | $149,696-1.3% | $139,466+6.0% |
| Participation rate | 40.0% | 83.4%-43.4pp | 78.8%-38.8pp | 80.3%-40.3pp |
| Annual return | 16.80% | 166.77%-150.0pp | 134.46%-117.7pp | 373.66%-356.9pp |
| Employer contribution / active EE | $3,321 | $5,478-39.4% | $4,821-31.1% | $4,754-30.1% |
| Participant deferral / active EE | $4,750 | $6,521-27.2% | $5,682-16.4% | $6,712-29.2% |
| Admin fee / account holder | $800 | $16,155-95.0% | $13,212-93.9% | $11,409-93.0% |