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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,015 | $167,362-31.3% | $143,799-20.0% | $134,532-14.5% |
| Participation rate | 44.4% | 84.8%-40.4pp | 80.3%-35.9pp | 81.2%-36.8pp |
| Annual return | -9.17% | 0.47%-9.6pp | -0.04%-9.1pp | 418.27%-427.4pp |
| Employer contribution / active EE | $3,589 | $5,620-36.1% | $4,952-27.5% | $4,741-24.3% |
| Participant deferral / active EE | $4,586 | $6,447-28.9% | $5,638-18.7% | $6,401-28.3% |
| Admin fee / account holder | $710 | $18,094-96.1% | $14,677-95.2% | $11,429-93.8% |