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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,723 | $202,342-56.2% | $172,752-48.6% | $152,897-42.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 28.03% | 1029.83%-1001.8pp | 802.97%-774.9pp | 345.43%-317.4pp |
| Employer contribution / active EE | $6,364 | $5,858+8.6% | $5,144+23.7% | $4,764+33.6% |
| Participant deferral / active EE | $11,181 | $5,948+88.0% | $5,198+115.1% | $5,851+91.1% |
| Admin fee / account holder | $572 | $17,111-96.7% | $13,955-95.9% | $11,599-95.1% |