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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,297 | $209,874-81.3% | $189,537-79.3% | $167,536-76.5% |
| Participation rate | 57.1% | 88.7%-31.5pp | 87.8%-30.7pp | 82.1%-25.0pp |
| Annual return | 10.64% | 748.61%-738.0pp | 555.34%-544.7pp | 478.82%-468.2pp |
| Employer contribution / active EE | $1,690 | $6,913-75.6% | $6,161-72.6% | $4,839-65.1% |
| Participant deferral / active EE | $8,557 | $8,934-4.2% | $8,220+4.1% | $6,342+34.9% |
| Admin fee / account holder | $7,565 | $14,299-47.1% | $12,048-37.2% | $12,315-38.6% |