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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,758 | $197,637-87.5% | $177,848-86.1% | $158,982-84.4% |
| Participation rate | 50.0% | 88.5%-38.5pp | 87.7%-37.7pp | 82.0%-32.0pp |
| Annual return | 13.36% | 58.77%-45.4pp | 48.33%-35.0pp | 302.99%-289.6pp |
| Employer contribution / active EE | $1,717 | $6,698-74.4% | $5,919-71.0% | $4,763-63.9% |
| Participant deferral / active EE | $6,237 | $8,405-25.8% | $7,714-19.1% | $5,983+4.2% |
| Admin fee / account holder | $134 | $15,406-99.1% | $12,431-98.9% | $11,252-98.8% |