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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,412 | $201,344-55.6% | $184,243-51.5% | $145,877-38.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 14.34% | 29.01%-14.7pp | 28.82%-14.5pp | 551.28%-536.9pp |
| Employer contribution / active EE | $432 | $7,022-93.8% | $6,427-93.3% | $4,663-90.7% |
| Participant deferral / active EE | $20,769 | $9,807+111.8% | $9,132+127.4% | $6,691+210.4% |
| Admin fee / account holder | $1,227 | $16,382-92.5% | $13,914-91.2% | $13,402-90.8% |