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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $35,958 |
Service code 27 DBA CAPTRUST FINANCIAL · RALEIGH, NC 27609 | Advisory (Plan) | $34,861 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $6,355 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,461 | $49,763-56.9% | $70,565-69.6% | $74,473-71.2% |
| Participation rate | 33.5% | 64.6%-31.1pp | 68.4%-34.8pp | 70.7%-37.2pp |
| Annual return | 11.38% | 21.21%-9.8pp | 32.79%-21.4pp | 34.36%-23.0pp |
| Employer contribution / active EE | $936 | $1,776-47.3% | $2,976-68.6% | $2,638-64.5% |
| Participant deferral / active EE | $1,701 | $3,379-49.6% | $4,568-62.8% | $4,530-62.4% |
| Admin fee / account holder | $237 | $316-25.1% | $6,430-96.3% | $347-31.8% |