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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CAPFINANCIAL PARTNERS LLC DBA CAPTR Service code 27 4208 SIX FORKS RD STE 1700 · RALEIGH, NC 27609 | Advisory (Plan) | $36,891 |
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $17,370 |
Filed as: ADVISED ASSETS GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $871 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,318 | $51,288-64.3% | $81,982-77.7% | $73,412-75.0% |
| Participation rate | 30.7% | 64.0%-33.2pp | 69.3%-38.5pp | 72.2%-41.4pp |
| Annual return | 22.83% | 29.48%-6.7pp | 41.31%-18.5pp | 59.30%-36.5pp |
| Employer contribution / active EE | $695 | $1,487-53.3% | $2,498-72.2% | $2,234-68.9% |
| Participant deferral / active EE | $1,446 | $2,715-46.7% | $3,722-61.1% | $3,806-62.0% |
| Admin fee / account holder | $203 | $125+61.8% | $5,665-96.4% | $158+28.4% |