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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,605 | $106,280-61.8% | $96,538-57.9% | $139,487-70.9% |
| Participation rate | 87.5% | 77.8%+9.7pp | 74.3%+13.2pp | 80.3%+7.2pp |
| Annual return | 20.56% | 38.48%-17.9pp | 35.74%-15.2pp | 373.84%-353.3pp |
| Employer contribution / active EE | $2,118 | $4,107-48.4% | $3,740-43.4% | $4,755-55.5% |
| Participant deferral / active EE | $5,405 | $5,457-0.9% | $4,880+10.8% | $6,713-19.5% |
| Admin fee / account holder | $593 | $7,888-92.5% | $6,737-91.2% | $11,407-94.8% |