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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,470 | $133,998-77.3% | $112,263-72.9% | $134,545-77.4% |
| Participation rate | 93.3% | 78.6%+14.8pp | 75.1%+18.3pp | 81.2%+12.1pp |
| Annual return | -19.11% | 47.17%-66.3pp | 27.49%-46.6pp | 418.37%-437.5pp |
| Employer contribution / active EE | $2,303 | $4,040-43.0% | $3,636-36.7% | $4,742-51.4% |
| Participant deferral / active EE | $6,062 | $5,292+14.5% | $4,729+28.2% | $6,401-5.3% |
| Admin fee / account holder | $1,332 | $7,493-82.2% | $6,410-79.2% | $11,431-88.3% |