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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,662 | $97,732-62.5% | $83,831-56.3% | $135,380-72.9% |
| Participation rate | 46.2% | 80.0%-33.8pp | 76.1%-30.0pp | 82.6%-36.5pp |
| Annual return | -7.09% | 1287.56%-1294.6pp | 850.99%-858.1pp | 519.81%-526.9pp |
| Employer contribution / active EE | $1,179 | $4,222-72.1% | $3,631-67.5% | $4,779-75.3% |
| Participant deferral / active EE | $2,391 | $4,683-48.9% | $4,082-41.4% | $5,609-57.4% |
| Admin fee / account holder | $1,664 | $6,675-75.1% | $5,479-69.6% | $10,828-84.6% |