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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,158 | $124,330-59.7% | $109,173-54.1% | $167,536-70.1% |
| Participation rate | 69.2% | 79.5%-10.2pp | 75.9%-6.6pp | 82.1%-12.9pp |
| Annual return | 16.49% | 26.04%-9.6pp | 25.75%-9.3pp | 478.82%-462.3pp |
| Employer contribution / active EE | $1,660 | $4,209-60.6% | $3,723-55.4% | $4,839-65.7% |
| Participant deferral / active EE | $5,134 | $5,256-2.3% | $4,654+10.3% | $6,342-19.1% |
| Admin fee / account holder | $15,338 | $7,974+92.3% | $6,755+127.1% | $12,315+24.6% |