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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,602 | $110,410-43.3% | $102,437-38.9% | $145,897-57.1% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 14.97% | 24.85%-9.9pp | 24.95%-10.0pp | 552.29%-537.3pp |
| Employer contribution / active EE | $1,820 | $4,217-56.8% | $3,871-53.0% | $4,663-61.0% |
| Participant deferral / active EE | $4,966 | $5,622-11.7% | $5,060-1.9% | $6,689-25.8% |
| Admin fee / account holder | $1,415 | $9,745-85.5% | $8,388-83.1% | $13,390-89.4% |