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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,299 | $114,119+1.9% | $107,187+8.5% | $138,895-16.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 15.46% | 273.21%-257.7pp | 204.55%-189.1pp | 145.39%-129.9pp |
| Employer contribution / active EE | $19,015 | $4,059+368.5% | $3,782+402.8% | $4,194+353.4% |
| Participant deferral / active EE | $8,148 | $5,538+47.1% | $5,096+59.9% | $6,396+27.4% |
| Admin fee / account holder | $14,374 | $10,024+43.4% | $9,162+56.9% | $12,562+14.4% |