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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,711 | $133,981-74.8% | $112,249-70.0% | $134,532-74.9% |
| Participation rate | 85.7% | 78.6%+7.2pp | 75.1%+10.7pp | 81.2%+4.5pp |
| Annual return | -19.52% | 47.16%-66.7pp | 27.48%-47.0pp | 418.27%-437.8pp |
| Employer contribution / active EE | $11,238 | $4,040+178.2% | $3,636+209.1% | $4,741+137.0% |
| Participant deferral / active EE | $1,248 | $5,292-76.4% | $4,729-73.6% | $6,401-80.5% |
| Admin fee / account holder | $5,001 | $7,492-33.3% | $6,412-22.0% | $11,429-56.2% |