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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,573 | $97,732-76.9% | $83,831-73.1% | $135,380-83.3% |
| Participation rate | 84.6% | 80.0%+4.7pp | 76.1%+8.5pp | 82.6%+2.0pp |
| Annual return | -15.75% | 1287.56%-1303.3pp | 850.99%-866.7pp | 519.81%-535.6pp |
| Employer contribution / active EE | $3,854 | $4,222-8.7% | $3,631+6.2% | $4,779-19.3% |
| Participant deferral / active EE | $2,118 | $4,683-54.8% | $4,082-48.1% | $5,609-62.2% |
| Admin fee / account holder | $4,448 | $6,675-33.4% | $5,479-18.8% | $10,828-58.9% |