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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,226 | $106,749-55.8% | $145,433-67.5% | $82,448-42.7% |
| Participation rate | 51.5% | 75.6%-24.1pp | 82.1%-30.6pp | 68.1%-16.6pp |
| Annual return | 19.09% | 27.59%-8.5pp | 66.58%-47.5pp | 41.64%-22.5pp |
| Employer contribution / active EE | $1,543 | $3,444-55.2% | $4,554-66.1% | $2,551-39.5% |
| Participant deferral / active EE | $2,781 | $6,519-57.3% | $7,897-64.8% | $4,139-32.8% |
| Admin fee / account holder | $1,049 | $8,390-87.5% | $13,129-92.0% | $7,234-85.5% |