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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,226 | $106,524-55.7% | $152,301-69.0% | $87,485-46.0% |
| Participation rate | 51.5% | 75.8%-24.2pp | 82.4%-30.9pp | 68.9%-17.4pp |
| Annual return | 19.09% | 26.89%-7.8pp | 80.50%-61.4pp | 26.06%-7.0pp |
| Employer contribution / active EE | $1,543 | $3,371-54.2% | $4,624-66.6% | $2,596-40.6% |
| Participant deferral / active EE | $2,781 | $6,525-57.4% | $8,004-65.3% | $4,274-34.9% |
| Admin fee / account holder | $1,049 | $8,287-87.3% | $14,398-92.7% | $7,775-86.5% |