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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,204 | $102,422-66.6% | $147,117-76.8% | $80,959-57.8% |
| Participation rate | 63.0% | 75.9%-12.9pp | 82.2%-19.2pp | 67.7%-4.7pp |
| Annual return | 17.78% | 135.16%-117.4pp | 420.54%-402.8pp | 35.67%-17.9pp |
| Employer contribution / active EE | $1,888 | $3,717-49.2% | $4,932-61.7% | $2,757-31.5% |
| Participant deferral / active EE | $3,135 | $6,652-52.9% | $8,065-61.1% | $4,300-27.1% |
| Admin fee / account holder | $9,900 | $7,953+24.5% | $12,993-23.8% | $6,925+43.0% |