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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,334 | $82,674-80.2% | $125,363-87.0% | $68,495-76.2% |
| Participation rate | 88.9% | 75.0%+13.8pp | 82.4%+6.5pp | 67.9%+21.0pp |
| Annual return | -17.16% | -5.97%-11.2pp | 572.15%-589.3pp | -7.84%-9.3pp |
| Employer contribution / active EE | $2,192 | $3,382-35.2% | $4,815-54.5% | $2,596-15.6% |
| Participant deferral / active EE | $3,616 | $6,111-40.8% | $7,447-51.4% | $4,028-10.2% |
| Admin fee / account holder | $8,673 | $6,276+38.2% | $10,005-13.3% | $5,403+60.5% |