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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,049 | $157,829+2.0% | $136,867+17.7% | $198,609-18.9% |
| Participation rate | 90.9% | 77.2%+13.7pp | 74.5%+16.4pp | 82.4%+8.5pp |
| Annual return | 15.91% | 51.25%-35.3pp | 42.97%-27.1pp | 202.70%-186.8pp |
| Employer contribution / active EE | $3,182 | $3,923-18.9% | $3,547-10.3% | $5,055-37.1% |
| Participant deferral / active EE | $9,593 | $5,463+75.6% | $4,924+94.8% | $6,977+37.5% |
| Admin fee / account holder | $1,665 | $11,107-85.0% | $10,340-83.9% | $19,030-91.3% |