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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,049 | $102,595+57.0% | $94,057+71.2% | $154,746+4.1% |
| Participation rate | 90.9% | 76.0%+14.9pp | 73.3%+17.6pp | 80.7%+10.2pp |
| Annual return | 15.91% | 583.42%-567.5pp | 480.62%-464.7pp | 172.34%-156.4pp |
| Employer contribution / active EE | $3,182 | $3,147+1.1% | $2,933+8.5% | $4,379-27.3% |
| Participant deferral / active EE | $9,593 | $5,118+87.4% | $4,709+103.7% | $6,730+42.5% |
| Admin fee / account holder | $1,665 | $7,736-78.5% | $7,244-77.0% | $14,365-88.4% |