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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,049 | $72,071+123.5% | $68,368+135.6% | $137,256+17.3% |
| Participation rate | 90.9% | 76.2%+14.7pp | 73.8%+17.2pp | 80.0%+10.9pp |
| Annual return | 15.91% | 353.14%-337.2pp | 292.57%-276.7pp | 220.34%-204.4pp |
| Employer contribution / active EE | $3,182 | $2,788+14.1% | $2,649+20.1% | $4,156-23.4% |
| Participant deferral / active EE | $9,593 | $4,410+117.5% | $4,123+132.7% | $6,407+49.7% |
| Admin fee / account holder | $1,665 | $5,336-68.8% | $5,150-67.7% | $12,270-86.4% |