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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,596 | $106,864+270.2% | $147,318+168.5% | $82,637+378.7% |
| Participation rate | 96.4% | 75.5%+20.9pp | 82.1%+14.4pp | 68.1%+28.4pp |
| Annual return | 21.77% | 27.49%-5.7pp | 70.43%-48.7pp | 53.51%-31.7pp |
| Employer contribution / active EE | $30,337 | $3,417+787.9% | $4,593+560.5% | $2,552+1088.7% |
| Participant deferral / active EE | $9,207 | $6,496+41.7% | $7,906+16.4% | $4,126+123.1% |
| Admin fee / account holder | $12,469 | $8,415+48.2% | $13,708-9.0% | $7,339+69.9% |