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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,875 | $82,674+143.0% | $125,381+60.2% | $68,486+193.3% |
| Participation rate | 98.0% | 75.1%+22.9pp | 82.4%+15.6pp | 67.9%+30.1pp |
| Annual return | -20.63% | -5.97%-14.7pp | 572.31%-592.9pp | -7.85%-12.8pp |
| Employer contribution / active EE | $23,720 | $3,382+601.4% | $4,815+392.6% | $2,597+813.5% |
| Participant deferral / active EE | $7,187 | $6,111+17.6% | $7,448-3.5% | $4,028+78.4% |
| Admin fee / account holder | $2,097 | $6,277-66.6% | $10,007-79.0% | $5,404-61.2% |