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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,963 | $102,393+190.0% | $147,041+102.0% | $80,911+267.0% |
| Participation rate | 94.8% | 75.9%+19.0pp | 82.2%+12.7pp | 67.6%+27.2pp |
| Annual return | 19.46% | 134.95%-115.5pp | 419.21%-399.8pp | 35.63%-16.2pp |
| Employer contribution / active EE | $28,089 | $3,715+656.0% | $4,935+469.2% | $2,756+919.3% |
| Participant deferral / active EE | $8,286 | $6,647+24.7% | $8,071+2.7% | $4,297+92.8% |
| Admin fee / account holder | $5,249 | $7,943-33.9% | $13,006-59.6% | $6,935-24.3% |