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Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,785 | $60,165-42.2% | $74,184-53.1% | $55,167-36.9% |
| Participation rate | 71.3% | 74.2%-2.8pp | 76.6%-5.3pp | 69.0%+2.3pp |
| Annual return | 6.91% | 10.00%-3.1pp | 17.74%-10.8pp | 169.23%-162.3pp |
| Employer contribution / active EE | $1,173 | $1,600-26.7% | $2,370-50.5% | $1,963-40.2% |
| Participant deferral / active EE | $3,391 | $2,973+14.1% | $3,550-4.5% | $3,054+11.0% |
| Admin fee / account holder | $8 | $419-98.1% | $5,586-99.9% | $504-98.5% |