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| Provider | Service type | Compensation |
|---|---|---|
USI CONSULTING GROUP6 years Service code 12 · EIN 06-1053228 | Recordkeeping and information managem... | $2,358 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 21 · EIN 82-3967259 | Bank Trustee | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,585 | $80,992+57.5% | $96,534+32.2% | $75,173+69.7% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 23.21% | 27.05%-3.8pp | 25.88%-2.7pp | 160.72%-137.5pp |
| Employer contribution / active EE | $2,486 | $2,283+8.9% | $2,965-16.2% | $2,671-6.9% |
| Participant deferral / active EE | $7,485 | $3,929+90.5% | $4,851+54.3% | $4,126+81.4% |
| Admin fee / account holder | $35 | $6,717-99.5% | $8,253-99.6% | $5,651-99.4% |