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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $475 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,550 | $64,909-36.0% | $82,312-49.5% | $62,293-33.3% |
| Participation rate | 58.5% | 74.9%-16.4pp | 76.9%-18.4pp | 69.5%-11.0pp |
| Annual return | 15.53% | 21.18%-5.7pp | 25.88%-10.3pp | 28.90%-13.4pp |
| Employer contribution / active EE | $1,056 | $1,676-37.0% | $2,428-56.5% | $2,042-48.3% |
| Participant deferral / active EE | $2,538 | $3,103-18.2% | $3,706-31.5% | $3,169-19.9% |
| Admin fee / account holder | $17 | $440-96.1% | $5,608-99.7% | $479-96.4% |