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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,653 | $84,953-72.2% | $163,379-85.5% | $82,637-71.4% |
| Participation rate | 87.5% | 65.9%+21.6pp | 76.8%+10.7pp | 68.1%+19.4pp |
| Annual return | 15.45% | 23.07%-7.6pp | 63.41%-48.0pp | 53.51%-38.1pp |
| Employer contribution / active EE | $602 | $2,183-72.4% | $3,752-84.0% | $2,552-76.4% |
| Participant deferral / active EE | $1,603 | $4,326-62.9% | $6,282-74.5% | $4,126-61.2% |
| Admin fee / account holder | $812 | $7,921-89.8% | $9,818-91.7% | $7,339-88.9% |