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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,262 | $211,288-73.8% | $178,540-69.0% | $145,884-62.1% |
| Participation rate | 90.0% | 80.8%+9.2pp | 77.1%+12.9pp | 80.3%+9.7pp |
| Annual return | 13.89% | 30.27%-16.4pp | 27.15%-13.3pp | 551.85%-538.0pp |
| Employer contribution / active EE | $1,011 | $4,574-77.9% | $3,953-74.4% | $4,662-78.3% |
| Participant deferral / active EE | $3,514 | $6,967-49.6% | $6,281-44.1% | $6,690-47.5% |
| Admin fee / account holder | $2,071 | $12,105-82.9% | $10,424-80.1% | $13,392-84.5% |