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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,653 | $65,395-54.7% | $182,531-83.8% | $72,983-59.4% |
| Participation rate | 78.6% | 65.4%+13.1pp | 78.0%+0.6pp | 69.5%+9.1pp |
| Annual return | 22.20% | 27.68%-5.5pp | 148.57%-126.4pp | 81.01%-58.8pp |
| Employer contribution / active EE | $681 | $1,911-64.3% | $4,075-83.3% | $2,440-72.1% |
| Participant deferral / active EE | $2,045 | $3,563-42.6% | $5,525-63.0% | $3,608-43.3% |
| Admin fee / account holder | $1,857 | $4,245-56.3% | $8,593-78.4% | $5,124-63.8% |