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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,778 | $148,623-40.9% | $135,974-35.4% | $139,466-37.1% |
| Participation rate | 93.8% | 83.9%+9.9pp | 81.9%+11.8pp | 80.3%+13.4pp |
| Annual return | 14.92% | 79.30%-64.4pp | 68.30%-53.4pp | 373.66%-358.7pp |
| Employer contribution / active EE | $1,500 | $5,246-71.4% | $4,859-69.1% | $4,754-68.5% |
| Participant deferral / active EE | $13,801 | $8,103+70.3% | $7,760+77.8% | $6,712+105.6% |
| Admin fee / account holder | $14,420 | $12,406+16.2% | $10,767+33.9% | $11,409+26.4% |